Steps to Buying a Home

Here is the home-buying process from start to finish. Alan guides you through every step and keeps your transaction on track.

Meet with Alan
Talk through your goals, timeline, must-haves and the towns you're considering. You'll leave with a clear plan.
Get pre-approved
A lender reviews your income, assets and credit and tells you what you can borrow. Sellers expect a pre-approval letter with every offer.
Search and tour homes
Get instant alerts for new listings that match your criteria, then tour the best ones in person or by video.
Write and negotiate an offer
Alan reviews comparable sales, recommends a price and terms, and negotiates with the seller on your behalf.
Under contract: inspection
Hire a professional inspector, review the report together, and negotiate repairs or credits if needed.
Appraisal and loan approval
Your lender orders an appraisal and finalizes underwriting. Avoid new debt or job changes during this time.
Title, insurance and final walkthrough
Review the title commitment, set up homeowners insurance and utilities, and do a final walkthrough before closing.
Closing day
Sign the documents at the title company, the loan funds, and you get the keys. Welcome home!

Buying your first home? Read the First-Time Home Buyer Presentation. Moving from out of the area? See Relocating to the Valley.

Let's get started

Step one is a conversation. Reach out and Alan will help you map out your purchase.

Call (970) 660-5125

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Alan Palmer

With a career built around relationships, trust, and exceptional client service, Alan brings a refreshing and people-first approach to Colorado real estate. Before transitioning into real estate, he spent decades in the hospitality industry, serving in leadership and Director of Sales roles for hotels and ski resorts throughout Colorado and beyond. His career took him across the world, where he successfully represented luxury destinations, resorts, and hospitality brands by doing what he does best — building honest, lasting relationships with people.Throughout his hospitality career, Alan earned a reputation for being approachable, relatable, and genuine. Clients and colleagues valued his communication style, integrity, and ability to truly listen — qualities that now translate naturally into helping buyers and sellers navigate real estate decisions with confidence.Originally rooted in Colorado’s mountain communities, Alan has long been connected to the lifestyle and character that make Western Colorado so special. His experience living and working in ski towns, along with his background managing private rental properties and personally investing in real estate, ultimately inspired him to pursue his real estate license and help others find their place in Colorado.Now with SSC & Company Real Estate, Alan focuses on residential properties throughout the I-70 corridor between DeBeque and Glenwood Springs. Whether working with first-time buyers, families relocating to the mountains, or clients searching for a quieter Colorado lifestyle, he brings patience, responsiveness, and a service-driven mindset to every interaction.Alan believes that real estate, much like hospitality, is ultimately about people. While he may be newer to the industry, his decades of experience building relationships, understanding client needs, and delivering high-level service give him a unique perspective and approach. He prides himself on being communicative, approachable, detail-oriented, and someone clients can genuinely trust throughout the process. His strong attention to detail, responsiveness, and commitment to follow-through help ensure clients feel informed, supported, and confident every step of the way.When he’s not working with clients, Alan enjoys everything Colorado mountain life has to offer and appreciates the opportunity to help others discover the communities and lifestyle that have meant so much to him over the years.

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